UK Hourly Rate To Take-Home Pay Calculator
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Hourly-To-Salary Breakdown For £0 Per Hour
Use this table to see your hourly, daily, weekly, monthly, yearly, and total breakdowns.
| Yearly | Monthly | Weekly | Daily | Hourly | |
|---|---|---|---|---|---|
| Gross income | £0 | £0 | £0 | £0 | £0 |
| Pension | £0 | £0 | £0 | £0 | £0 |
| Taxable income | £0 | £0 | £0 | £0 | £0 |
| Income tax | £0 | £0 | £0 | £0 | £0 |
| National Insurance | £0 | £0 | £0 | £0 | £0 |
| Student loan | £0 | £0 | £0 | £0 | £0 |
| Total deductions | -£0.00 | -£0.00 | -£0.00 | -£0.00 | £0.00 |
| Net income (after deductions) | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 |
How UK Hourly Rates Convert To Take-Home Pay
This hourly wage calculator helps you estimate what you will actually receive after tax and deductions. Enter your hourly rate along with your weekly or monthly hours, plus the number of weeks or months you work each year, and the calculator turns that into a yearly salary before breaking it down into yearly, monthly, weekly, and daily figures. It includes income tax, National Insurance, pension contributions, and student loan repayments so you can see your net income.
The tool reflects current UK rules, making it useful for budgeting and comparing job offers. You can expand the income tax and National Insurance sections to see how each band contributes to your total deductions. Use the compare to year option to see how your results would look under earlier tax years side by side.
Whether you are full time, part time, or working variable hours, this hourly wage calculator gives a clear estimate you can rely on. It is not a substitute for professional advice, but it offers a practical starting point for understanding your pay.
Hourly Rate To Take-Home Pay Calculator Explanations
These inputs turn hourly pay into an annual salary, then apply tax and deductions. Each field changes the annualised totals or the rates used.
- Hourly Pay
- Your gross hourly rate in GBP. This is multiplied by hours and periods to estimate annual pay.
- For example, 12.50 per hour with 40 hours and 52 weeks produces a 26,000 annual gross figure before deductions.
- Hours
- Regular hours worked per period. Increasing hours raises annual income and all deductions.
- Weekly hours are annualised using the period count; monthly hours use 12 periods by default.
- Hours Period
- Choose weekly or monthly. Weekly uses up to 52 periods per year; monthly uses up to 12.
- This setting changes the annualised hours used for both gross salary and net hourly rate output.
- Weeks Or Months Worked Per Year
- The number of periods you work, from 1 to 52 (weekly) or 1 to 12 (monthly).
- Fewer periods reduce annual income and lower Income Tax, NI, and loan repayments.
- Overtime Hours
- Extra hours per period added on top of regular hours.
- Overtime is calculated separately and added to the yearly gross total.
- Overtime Rate
- The multiplier applied to overtime hours. The default is 1.5.
- A rate of 2.0 doubles overtime pay, while 1.25 increases it by 25%.
- Tax Code
- Adjusts your personal allowance and taxable income. Examples include 1257L, BR, D0, and NT.
- A lower allowance increases taxable income, while a higher allowance reduces Income Tax due.
- Student Loan Plan
- Choose Plan 1, Plan 2, Plan 4, Plan 5, or Postgraduate.
- Each plan applies different thresholds and rates, so the deduction can vary significantly even with the same gross pay.
- Pension
- Enter an amount (for example 500) or a percentage (for example 5%).
- Pension contributions reduce taxable pay and affect the net hourly rate.
- Age
- Select Under 16, 16-67, or 68+ to apply the correct employee NI rules.
- Age affects whether NI is charged and which thresholds are used.
- Tax Year
- Supports 2020/2021 through 2025/2026.
- Each year has different thresholds and bands, so the same hourly rate can produce different take-home pay.
- Additional Options
- Married and Blind adjust allowances. I Pay No NI removes employee NI.
- These options change taxable income or set employee NI to 0, which can increase net pay.
- Scottish Resident
- Uses Scottish Income Tax bands for salary income.
- NI remains on UK rules, but Income Tax rates and bands change.
- Compare To Year
- Adds a second column to compare results across tax years.
- Comparison options are later years only. Choose "None" to hide the comparison.
Sources And Methodology
The calculator converts hourly earnings into annual income and applies published UK PAYE thresholds for Income Tax, National Insurance, and typical deductions for the selected tax year.